"I Bond Rates Prediction 2025: Insights on Fixed Rates, Current Returns, and Inflation Trends"

I Bonds as a Low-Risk Retirement Investment in 2025 As retirement planning grows more inflation-sensitive, I Bonds continue to offer a safe and steady hedge. With the ibond rate prediction hovering near 4% for 2025, they present a smart option for long-term savers. The current rate for I Bonds still includes a strong fixed rate that will be missed if future predictions hold true. Consider I Bonds as part of your balanced portfolio, especially if locking in a higher i bond fixed rate is a priority.